Are Payday Loans Legalized Loan-Sharking?
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A 3 page paper discussing the operation and ethics of payday loan companies. The need for the existence of payday loan companies is regrettable, but the business can be expected to grow as the economy continues to favor greater numbers of low-paying service jobs. They are not legal loan sharks, but their success certainly indicates a need for general financial education in public schools. Bibliography lists 6 sources.
Filename: KSfinPayLoan.rtf
Paper Title: Are Payday Loans Legalized Loan-Sharking?

Are Smart Cards Smarter, and How Did the Debit Cards Gain Popularity?
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This nine page-paper presents a detailed discussion on the introduction and growing interest in smart cards. In addition the discussion compares and contrasts credit cards with debit cards including their limitations and benefits. Bibliography lists eight sources.
Filename: CWsmartc.wps
Paper Title: Are Smart Cards Smarter, and How Did the Debit Cards Gain Popularity?

Are the Efforts by Companies to Hedge Currency Risks Any Value to the Company Owners?
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This 8 page paper argues that the use of hedging, when used correctly can be of great value to the owners of a company, reducing risk and reducing potential volatility of returns. However, the tool has to be used correctly for the benefit to outweigh the costs. The paper discusses these hedging issues and considers where and when it should be used. The bibliography cites 5 sources.
Filename: TEvalhedge.rtf
Paper Title: Are the Efforts by Companies to Hedge Currency Risks Any Value to the Company Owners?

Are the Old Management Accounting Techniques Still Relevant?
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A 5 page paper examining differences in "schools" of management accounting. There have been business-defining changes in manufacturing systems and approaches over the past two decades, particularly as increasing numbers of manufacturers adopt Just-In-Time (JIT) techniques. Some management accountants believe that the changes in manufacturing systems and approaches also warrant related changes in management accounting techniques. Others believe that the old methods work just as well with the new systems as they did with the old. There appears to be less difference between these schools of management accounting than is visible superficially. They both seek to provide cost information in terms most meaningful to the organization, and both can be seen as successful in their intent. Bibliography lists 8 sources.
Filename: KSmgAcctMfg.wps
Paper Title: Are the Old Management Accounting Techniques Still Relevant?

Are The Principles of International Portfolio Diversification Applicable in Today’s Investment Environment?
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This 5 page paper considers to what extent the traditional approach of portfolio diversification is valid and useful in today’s complex international investing environment. The paper looks at research that has been conducted and the ways in which different risk that diversification should minimize are evidenced. The bibliography cites 12 sources.
Filename: TEdiverse.rtf
Paper Title: Are The Principles of International Portfolio Diversification Applicable in Today’s Investment Environment?

Are the World Bank and the IMF Political?
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This 11 page paper looks at the role and operations of the World Bank and the IMF, assessing whether these international financial institutions are neutral or non-political arbiters in the overseas development aid relationship, or if they are more political in nature. The bibliography cites 8 sources.
Filename: TEpolIMF.rtf
Paper Title: Are the World Bank and the IMF Political?

Are Workers in Less Developed Countries Exploited?
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This 12 page paper examines the widely held perceptive that international trade has lead to the exploitation of workers in developing nations. The writer undertakes a comprehensive evaluation of this perception looking at evidence that supports and rejects the idea of exploitation. The paper argues that exploitation is not taking place when wages are considered in their local context or in the wider context of the development stage of the different countries economies. The bibliography cites 13 sources.
Filename: TEdevwag.rtf
Paper Title: Are Workers in Less Developed Countries Exploited?

Argentina’s Economic Growth
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A 5 page paper discussing Argentina’s economic difficulties in 2002. The Import Substitution Industrialization (ISI) method can be blamed in part for retarding economic growth. Once Argentina weathers the current economic recession, it will once again be poised to overcome the economic problems of the past. ISI likely will not be a part of future focus. Bibliography lists 5 sources.
Filename: KSargenEconGro.rtf
Paper Title: Argentina’s Economic Growth

ARGENTINA, EMERGING MARKETS AND GLOBALIZATION
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This 5-page paper discusses Argentina as an emerging market on the global scene. The main thrust of this is that Argentina's economic health, though improving, is still not enough for this country to be a global player. Bibliography lists 2 sources.
Filename: MTargmar.rtf
Paper Title: ARGENTINA, EMERGING MARKETS AND GLOBALIZATION

Argentine Economy and Economic Relations
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An 18 page paper discussing determination of exchange rate and purchasing parity in Argentina, followed by a discussion of particular economic issues facing developing countries. The paper distinguishes between developing and mature economies according to the OECD definition of mature, and discusses developing nations’ need for capital and development of capital markets. The paper includes a discussion of Argentina’s economic collapse in 2001-2002 and reform requirements imposed by the IMF. Bibliography lists 17 sources.
Filename: KSargentEcon1a.rtf
Paper Title: Argentine Economy and Economic Relations